John J. Diel, et al v. Salal Credit Union
SCU Overdraft Settlement
19‐2‐10266‐7 KNT

Welcome to the SCU Overdraft Settlement Website

If you resided in Washington, were a Salal Credit Union member, and at any point from April 15, 2015 through November 18, 2019 incurred an overdraft fee or an NSF fee, you may be entitled to a payment from a class action settlement.

What is this lawsuit about?

The Plaintiffs filed a class action lawsuit titled Diel, et al. v. Salal Credit Union which alleged that Salal Credit Union (or “Salal”) violated the Washington Consumer Protection Act and Washington common law by imposing overdraft and non-sufficient funds (or “NSF”) fees at times when Salal’s members had a ledger balance (but not an available balance) in their account sufficient to cover the transaction. Plaintiffs also alleged that Salal violated Washington law by failing to provide real-time notice that a point-of-sale debit transaction or ATM transaction will trigger an overdraft fee.

Salal contends that its overdraft and NSF fees were authorized by its Member Account Agreement and denies the claims alleged by Plaintiffs. The Court did not decide in favor of the Plaintiffs or Salal. Instead, both sides agreed to a settlement to avoid the risks and costs associated with a trial, and the people affected will receive compensation.

How do I know if I am a part of the Settlement?

You are in the Settlement Class if you resided in Washington, were a Salal Credit Union member, and at any point from April 15, 2015 through November 18, 2019 incurred an overdraft fee or an NSF fee for a transaction when the amount of the ledger balance shown in Salal’s record of your account was equal to or greater than the amount of the transaction.

YOUR LEGAL RIGHTS AND OPTIONS IN THIS LAWSUIT

Option and Deadline
Description
DO NOTHING Stay in this lawsuit. Receive a payment. Give up certain rights. By doing nothing, you will receive benefits from the settlement if it is approved by the Court, including cash payments. You give up any rights to sue Salal Credit Union on the claims alleged in this lawsuit or similar claims.
ASK TO BE EXCLUDED
June 12, 2020
(Passed)
Get out of this lawsuit. Get no benefits from it. Keep rights. If you ask to be excluded from the lawsuit, you will not receive any benefits of the settlement, including payment. You keep any rights to sue Salal Credit Union separately about the same or similar legal claims. To be excluded, you must mail an Exclusion Request to the Class Administrator by June 12, 2020.
OBJECT TO THE SETTLEMENT
June 12, 2020
(Passed)
Stay in the Class. File a written objection to the Settlement with the Court. If you disagree with any portion of the settlement, you may file a written Objection with the Court, which will be considered at the Final Approval Hearing. You may also ask to speak at the hearing. If you exclude yourself from the Settlement, the Court will not consider an objection from you. If the Settlement is approved, you will be bound by the Settlement Agreement and you give up any rights to sue Salal Credit Union separately about the same or similar legal claims in this lawsuit, but you will still be eligible to receive the benefits of the Settlement Fund. Your Objection must be postmarked no later than June 12, 2020.

For More Information

Visit this website often to get the most up-to-date information.

Mail

Diel v. Salal Credit Union
c/o JND Legal Administration
PO Box 91231
Seattle, WA 98111